:root {
    --emi-bg: radial-gradient(circle at 20% 20%, #f1f5ff 0, #f8fbff 38%, #ffffff 70%);
    --emi-surface: #ffffff;
    --emi-border: #dbeafe;
    --emi-text: #0f172a;
    --emi-muted: #475569;
    --emi-accent: #2563eb;
    --emi-accent-2: #0ea5e9;
    --emi-accent-soft: rgba(37, 99, 235, 0.08);
}

body.emi-body {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.04), rgba(37, 99, 235, 0.05)), var(--emi-bg);
    color: var(--emi-text);
    font-family: 'Poppins', 'Space Grotesk', system-ui, -apple-system, sans-serif;
}

.emi-wrapper {
    padding: 12px 0 120px;
}

.emi-hero {
    padding: 12px 0 28px;
}

.emi-hero h1 {
    font-size: clamp(26px, 3.6vw, 34px);
    font-weight: 700;
    line-height: 1.25;
}

.emi-eyebrow {
    letter-spacing: 0.08em;
    text-transform: uppercase;
    font-size: 11px;
    color: var(--emi-accent);
    font-weight: 700;
}

.emi-hero-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin: 10px 0;
}

.emi-hero-pills span {
    background: #e0f2fe;
    border: 1px solid #cbd5e1;
    padding: 8px 12px;
    border-radius: 12px;
    font-weight: 600;
    color: var(--emi-text);
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.emi-hero-actions {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 10px;
}

.emi-hero-actions .btn-primary {
    background: linear-gradient(120deg, var(--emi-accent), var(--emi-accent-2));
    border: none;
    padding: 10px 18px;
    border-radius: 12px;
    font-weight: 700;
}

.local-note {
    font-size: 13px;
    color: var(--emi-muted);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.emi-hero-card {
    background: var(--emi-surface);
    border: 1px solid var(--emi-border);
    border-radius: 16px;
    padding: 16px;
    box-shadow: 0 18px 32px rgba(37, 99, 235, 0.12);
}

.hero-preview-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 12px;
}

.hero-preview-grid .label {
    font-weight: 600;
    color: var(--emi-muted);
    margin-bottom: 4px;
}

.hero-preview-grid h3,
.hero-preview-grid h5 {
    margin: 0;
}

.mini-legend {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin-top: 10px;
    color: var(--emi-muted);
    font-size: 13px;
}

.emi-tool {
    padding: 10px 0 20px;
}

.calculator-card {
    background: rgba(255, 255, 255, 0.92);
    border: 1px solid var(--emi-border);
    border-radius: 18px;
    padding: 16px;
    box-shadow: 0 10px 30px rgba(37, 99, 235, 0.08);
}

.input-panel,
.output-panel {
    background: var(--emi-surface);
    border: 1px solid var(--emi-border);
    border-radius: 14px;
    padding: 14px;
    height: 100%;
    box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.6);
}

.pill {
    border: 1px solid var(--emi-border);
    background: #eef2ff;
    color: var(--emi-text);
    padding: 6px 12px;
    border-radius: 999px;
    font-weight: 600;
    font-size: 13px;
}

.pill.accent {
    background: #e0f2fe;
    border-color: #bae6fd;
}

.rate-chip {
    background: var(--emi-accent-soft);
    color: var(--emi-text);
    padding: 6px 10px;
    border-radius: 10px;
    font-weight: 700;
    font-size: 12px;
}

.tenure-input {
    min-width: 190px;
}

.snapshot-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 10px;
    margin: 12px 0;
}

.snap-card {
    border: 1px solid var(--emi-border);
    border-radius: 12px;
    padding: 12px;
    background: #f8fbff;
}

.snap-card.primary {
    background: linear-gradient(120deg, rgba(37, 99, 235, 0.12), rgba(14, 165, 233, 0.12));
    border-color: #bfdbfe;
}

.snap-card .label {
    color: var(--emi-muted);
    font-weight: 600;
    margin-bottom: 4px;
}

.snap-card h3,
.snap-card h4,
.snap-card h5 {
    margin: 0;
    font-weight: 700;
}

.snap-card .muted {
    color: var(--emi-muted);
    font-size: 13px;
}

.progress-card {
    border: 1px solid var(--emi-border);
    padding: 12px;
    border-radius: 12px;
    background: #fff;
    margin-top: 6px;
}

.split-bar {
    display: flex;
    height: 12px;
    border-radius: 999px;
    overflow: hidden;
    background: #e2e8f0;
    border: 1px solid #cbd5e1;
}

.split-bar .bar {
    height: 100%;
}

.split-bar .principal { background: #2563eb; }
.split-bar .interest { background: #f59e0b; }
.split-bar .fees { background: #0ea5e9; }
.split-bar .down { background: #22c55e; }

.split-legend {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
    gap: 6px 10px;
    margin-top: 10px;
    color: var(--emi-muted);
    font-size: 13px;
}

.split-legend strong {
    color: var(--emi-text);
    margin-left: 4px;
}

.detail-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 10px;
    margin: 12px 0;
}

.detail-grid .label {
    font-weight: 600;
    color: var(--emi-muted);
    margin-bottom: 4px;
}

.detail-grid h5 {
    margin: 0;
}

.schedule-card {
    border: 1px solid var(--emi-border);
    border-radius: 12px;
    padding: 12px;
    background: #f8fafc;
}

.schedule-card table thead th {
    font-size: 13px;
    color: var(--emi-muted);
    border-bottom: 1px solid var(--emi-border);
}

.schedule-card table tbody td {
    font-size: 13px;
}

.emi-faq {
    padding: 26px 0 12px;
}

.info-card,
.faq-card {
    border: 1px solid var(--emi-border);
    border-radius: 14px;
    background: #fff;
    padding: 14px;
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.06);
}

.info-card ul li + li {
    margin-top: 6px;
}

.faq-card .accordion-button {
    font-weight: 600;
    background: #f8fbff;
}

.faq-card .accordion-button:focus {
    box-shadow: none;
}

.faq-card .accordion-item {
    border-color: var(--emi-border);
}

.related-tools .tool-chip {
    border: 1px solid var(--emi-border);
    border-radius: 12px;
    padding: 12px;
    display: flex;
    gap: 10px;
    align-items: center;
    background: #fff;
    text-decoration: none;
    color: var(--emi-text);
    box-shadow: 0 6px 18px rgba(37, 99, 235, 0.06);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.related-tools .tool-chip:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 26px rgba(37, 99, 235, 0.12);
}

.input-actions .btn {
    border-radius: 10px;
}

.emi-toast {
    position: fixed;
    bottom: 16px;
    right: 16px;
    background: #0f172a;
    color: #fff;
    padding: 10px 14px;
    border-radius: 10px;
    box-shadow: 0 10px 24px rgba(15, 23, 42, 0.25);
    opacity: 0;
    transform: translateY(8px);
    transition: all 0.2s ease;
    z-index: 1040;
    pointer-events: none;
}

.emi-toast.show {
    opacity: 1;
    transform: translateY(0);
}

@media (max-width: 991px) {
    .emi-wrapper {
        padding-bottom: 80px;
    }

    .emi-hero-card {
        margin-top: 10px;
    }
}

@media (max-width: 575px) {
    .tenure-input {
        width: 100%;
    }

    .emi-hero-actions {
        flex-direction: column;
        align-items: flex-start;
    }

    .snapshot-grid {
        grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    }
}